Precious Metals IRA

Yes, you can keep physical Gold, Silver, Platinum and Palladium in an IRA and secure your portfolio with a rare and tangible asset. In these times of unprecedented uncertainty, that may be just the security your portfolio needs. Get started now. Call (800) 418-0235 and talk to an APMEX IRA Specialist today or email us at IRA@apmex.com.

Gold & Silver IRAs

Why Do I Need A Precious Metals IRA?

Consider weakening currencies, international tensions and natural disasters in a world where light-speed communications can turn any geopolitical murmur into a major shock to the financial system. Physical Gold, Silver, Platinum and Palladium provide protection against these major financial shocks by creating a strategically balanced investment portfolio. Precious Metals give your retirement portfolio the benefit of ...

  • A Safe Haven Investment: Precious Metals are borderless currencies. An ounce of Gold or Silver is the same ounce everywhere in the world. And it tends to become more valuable in times of economic uncertainty.
  • Insurance For Your Other Investments: The price of Gold moves independently of stocks, bonds or Treasury bills. When those assets lose value, Gold may not. This non-correlation helps an investor create a strategically balanced investment portfolio.
  • Future Purchasing Power: History shows that when you invest in Gold, you actually buy purchasing power. When prices of goods and services go up, the value of Gold typically rises, too. For this reason, many people invest in Precious Metals as a hedge against inflation.

A Precious Metals IRA is a Self-Directed IRA. You can invest in your choice of IRA-approved products. APMEX specialists are available to help you diversify your assets into a Precious Metals portfolio. Any profits from the sales of your investments can be tax deferred, just like any profits from any IRA, as long as you keep the proceeds from your sale with your custodian for reinvestment or transfer the proceeds to another IRA account.

Precious Metals IRA

Retirement Planning

A few things to keep in mind when planning for retirement

So much has been written about retirement planning, it can get very confusing. At APMEX, we want to make it as simple as possible. To that end, there are three pieces of advice that everyone seems to agree on.

  1. Start early. The sooner you start saving for retirement, the more you'll have available when it comes time to retire.
  2. Take advantage of tax benefits. The tax advantages of a Self-Directed IRA should be discussed with your accountant, financial advisor or IRA Custodian.
  3. Keep your portfolio diversified. Most financial advisors would recommend that individuals spread their investments with a well-diversified portfolio in an effort to create and protect wealth in any economic environment.

How much should you diversify into physical Precious Metals?

A diversified portfolio used to mean stocks, bonds and cash. But today, stock and bond prices typically move together and can drive down the purchasing power of your cash. That's why many financial advisors recommend keeping 4-12% of your assets in physical Gold and Silver — protect your portfolio against everything from the volatile stock markets to natural disasters.

Avoid the "more cash, less purchasing power" trap.

It's very easy to think your portfolio is growing when it's not. Say your investments earn 4%, but inflation is 5%. In this case, you actually lose 1% of your purchasing power. Sure, the cash value of your investments went up, but the cash is worth less. Gold and Silver, on the other hand, have typically outperformed inflation. So the portion of your portfolio that you allocate to Precious Metals can be an investment in future purchasing power.

Getting Started

Opening A Precious Metals IRA

Opening a Precious Metals IRA doesn't have to be complicated. We have a team of IRA specialists dedicated to answering your questions truthfully and making the process as easy as possible. Call 800.418.0235 and we'll show you how easy it is to ...

Step 1: Open A Custodian Account

The IRS requires that you keep your IRA Precious Metals in a custodian account. As an APMEX customer, you have a choice of many custodians. Those listed below have working relationships with APMEX and offer the high quality, reliable service we value for our customers.

Step 2: Fund The Account

It's very easy. An APMEX IRA Specialist will be happy to help you choose the approach that makes most sense for your situation. You can ...

  1. Transfer an existing IRA or former employer 401(k). Move your IRA from your current custodian to the new one. You can transfer all or just a portion. After the transfer is complete, you receive statements from your new IRA custodian. There is no limit as to how much or how often you can transfer.
  2. Roll over an existing IRA or former employer 401(k). Withdraw funds from an existing IRA, or a former employer's 401(k), and deposit the funds into your account with the new IRA custodian. Just be careful to deposit the funds in the new IRA within 60 days, otherwise you may be liable for taxes and penalties.
  3. Establish a Precious Metals IRA. Depending on your age and income level, you may be able to directly deposit funds in a new IRA for Precious Metals.

Step 3: Purchase Products

Once your account is funded, call APMEX and purchase products for your IRA. We have many of the highest quality bullion products that qualify for a Precious Metals IRA. See the APMEX products that qualify for a Precious Metals IRA.

Trusted IRA Custodians


THE ENTRUST GROUP

THE ENTRUST GROUP

555 12th Street #1250
Oakland, CA 94607
Toll Free 877-545-0544

www.EntrustGoldIRA.com

KINGDOM TRUST COMPANY

Sioux Falls, SD
Chicago, IL
Murray, KY
Toll Free 888-753-6972
www.kingdomtrustco.com

NEW DIRECTION IRA, INC.

1070 W. Century Drive, Suite 101
Louisville, CO 80027
Toll Free 877-742-1270
Fax 303-665-5962
www.Gold.NewDirectionIRA.com

MILLENNIUM TRUST COMPANY

2001 Spring Road
Suite 700
Oak Brook, IL 60523
Toll Free 866-388-9419
www.mtrustcompany.com

SELF DIRECTED IRA SERVICES, INC.

215 Mary Avenue, Suite 311
Waco, TX 76701
Toll Free 866-928-9394
Fax 512-495-9554
www.sdiraservices.com

GOLDSTAR TRUST COMPANY

P O Box 719
Canyon, TX 79015
Toll Free 800-486-6888
Fax 806-655-2530
www.goldstartrust.com

EQUITY INSTITUTIONAL (formerly known as Sterling Trust)

P O Box 451159
Westlake, OH 44145
Toll Free 800-955-3434
Fax 440-366-3750
www.equityinstitutional.com

 

 

 
 
 
 

 

 

 
 
 
 

Precious Metals IRA

IRA Products

Hundreds of APMEX products qualify for Precious Metals IRAs

If you've ever talked to an APMEX representative about a Precious Metals purchase, you know how helpful we can be. Our APMEX IRA Specialists are just as helpful. Call us at 800.418.0235 and we'll help you pick the best products for your IRA.

Keep in mind that for products to qualify for a Precious Metals IRA, they must meet minimum fineness requirements as set by the IRS. The American Gold Eagle is the only exception.

  • Gold: .995 Fine
  • Silver: .999 Fine
  • Platinum: .9995 Fine
  • Palladium: .9995 Fine

Fortunately APMEX has many of the highest quality bullion products that fit the bill. They include some of the more popular bullion coins from around the world, plus bars and rounds from NYMEX- or COMEX-approved refiners and assayers. APMEX IRA products include:

Collectible coins with numismatic value cannot be held in an IRA.

Custodians

APMEX is able to work with any and all IRA Custodians, who offer a Precious Metals IRA. We are happy to work with your preferred IRA Custodian. If you do not have a custodian in mind, then the list below represents firms that have served our customers well.

Trusted IRA Custodians


THE ENTRUST GROUP

THE ENTRUST GROUP

555 12th Street #1250
Oakland, CA 94607
Toll Free 877-545-0544

www.EntrustGoldIRA.com

KINGDOM TRUST COMPANY

Sioux Falls, SD
Chicago, IL
Murray, KY
Toll Free 888-753-6972
www.kingdomtrustco.com

NEW DIRECTION IRA, INC.

1070 W. Century Drive, Suite 101
Louisville, CO 80027
Toll Free 877-742-1270
Fax 303-665-5962
www.Gold.NewDirectionIRA.com

MILLENNIUM TRUST COMPANY

2001 Spring Road
Suite 700
Oak Brook, IL 60523
Toll Free 866-388-9419
www.mtrustcompany.com

SELF DIRECTED IRA SERVICES, INC.

215 Mary Avenue, Suite 311
Waco, TX 76701
Toll Free 866-928-9394
Fax 512-495-9554
www.sdiraservices.com

GOLDSTAR TRUST COMPANY

P O Box 719
Canyon, TX 79015
Toll Free 800-486-6888
Fax 806-655-2530
www.goldstartrust.com

EQUITY INSTITUTIONAL (formerly known as Sterling Trust)

P O Box 451159
Westlake, OH 44145
Toll Free 800-955-3434
Fax 440-366-3750
www.equityinstitutional.com

 

 

 
 
 
 

 

 

 
 
 
 

FAQs

Frequently Asked IRA Questions

Q. Can I have more than one IRA?

A. Yes. An investor may have multiple IRAs, but no matter how many you have your total annual contribution limits remain the same.

Q. Can I transfer money from an existing IRA account to fund my Precious Metal IRA, without incurring any tax penalties?

A. Yes. If you have an existing IRA or 401(k), the easiest way to set up a new Precious Metal IRA is by transfer. You transfer the amount you want to invest in a new IRA, and there are no tax penalties. Your IRA custodian knows exactly how to do this and will facilitate the process.

Q. What types of IRAs are eligible to transfer or roll over?

A. All IRAs (Traditional IRA, Roth IRA, SEP IRA, SIMPLE IRA, Solo) are eligible for direct roll over. Ask your IRA custodian for details or any limitations.

Q. Can I open a new IRA with a contribution?

A. Yes, you can open a new IRA with a contribution, and your annual contribution limit remains the same.

Q. Does APMEX have a minimum dollar amount for an IRA purchase?

A. Yes, the minimum purchase from APMEX for an IRA is $2,000.

Q. Is there a minimum dollar amount when I wish to sell my IRA Precious Metals back to APMEX?

A. Yes, our minimum purchase for all sales to APMEX is $1,000 (USD).

Q. What is the difference between investing in a Precious Metal IRA and owning a Precious Metal ETF?

A. ETFs, or exchange traded funds, are most popular with traders and investors who need to move quickly in and out of markets. Physical metals are favored by those who buy and hold. If you own the physical metal you always have the option of taking physical possession of the actual metal, while an ETF is a paper instrument with counterparty risks.

Call (800) 418-0235 and talk to an APMEX IRA Specialist today or email us at IRA@apmex.com