Begin Your IRA Journey
Welcome to the next step in securing your financial future.
- Full Name
- Social Security Number
- Residential Address
- Date of Birth
- Funding Details
You will need to upload specific documents on the next page depending on your chosen funding method: One-time contribution, Transfer or Rollover. This includes account details for your transfer or rollover or a bank statement for one-time contributions.
Once you click "Start Now" you will be taken to a separate page to securely fill out and submit your information.
Simplify Your IRA Experience with APMEX IRA®
The industry's fastest and easiest IRA experience.
Ready to Invest Over $20,000?
Begin Your Journey with Our White Glove Concierge Service!
IRA Made Exceptionally Easy
1
CREATE ACCOUNT
And get started on your journey in just a few minutes.
2
REQUEST FUNDS TRANSFER
Fund seamlessly from your bank or other sources. Safe, fast, and reliable.
3
SHOP
Discover a wide range of IRA-approved products, handpicked and guaranteed for IRA eligibility.
4
ORDER
Enjoy a one-of-a-kind experience by completing your APMEX order while your funds are pending with Equity Trust Custodian.
Step-by-Step Video
Plan For The Future
Check Our APMEX IRA® Approved Products
Building Your Future
What Our Customers Say
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Eugene M.
7/2/2024
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Have been doing business with APMEX for several years. Service and quality are excellent! Finally found a precious metals company I can trust
Lee T.
6/30/2024
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Quick and easy, even for an old person like me.
Mike M.
01/10/2024
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Always great selection and service during the 6 years I've been with APMEX.
Geoffrey S.
6/26/2024
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Check out was quick and easy! Even I could do it!
Blaine N.
01/14/2024
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I have dealt with APMEX for over a decade no need to look elsewhere, great selection & communication.
Joe S.
6/18/2024
Our Partners
Precious Metal IRA Custodians
Our preferred Precious Metal IRA Custodians will assist you with the creation and maintenance of your Precious Metals IRA. They will also provide their preferred depositories for the storage of your IRA-eligible products.
Value Propositions
Unlocking Your Investment Potential
Effortlessly invest in your future. Create an APMEX Precious Metals IRA account and place orders quickly without the hassle of paperwork, a lengthy approval process, and phone calls.
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Our hassle-free online experience offers streamlined account creation and management. You will be ready to order from a wide range of precious metals in just 30 minutes.
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Take control of your retirement savings and join thousands of satisfied customers who trust us with their retirement investments
Empowering Your Financial Journey
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What is IRA Approved Gold?
Let us talk about retirement accounts. Do you know what distinguishes IRA approved gold from other gold products?
Read More -
Gold IRA vs Physical Gold: Comparing Your Investment Choices
Gold IRA vs Physical Gold: explore tax advantages, diversification, and security for your wealth.
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What Gold Coins Are IRA Eligible?
Do you know what gold coins are eligible for Gold IRAs? This article explains the IRS standards that gold coins must meet for IRAs.
Read More -
What are the Tax Benefits of Rolling a 401(K) into a Gold IRA?
Explore and contrast 401(k)s with Self-Directed IRAs to unveil the tax advantages of gold IRAs.
Read More
Frequently Asked Questions
Starting Your Journey
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What is APMEX phone number to call if I have any questions?
The APMEX IRA phone number is 800.375.9006, extension 805. Toll free.
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Can I open a new IRA with a contribution?
Yes, you can open a new IRA with a contribution, and your annual contribution limit remains the same.
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What documentation is needed to process my application?
Custodian requires a completed application which may require a copy of your driver's license. Additional paperwork may be needed if you are planning to fund your new account with a rollover or transfer.
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Who is eligible for a Traditional IRA?
If you are under age 70 1/2, and have earned income, you're eligible for an IRA, including one that holds precious metals.
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What documentation is needed to process my application?
Custodian requires a completed application which may require a copy of your driver's license. Additional paperwork may be needed if you are planning to fund your new account with a rollover or transfer.
More about Precious Metals IRA
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What types of IRAs are eligible to transfer or roll over?
All IRAs (Traditional IRA, Roth IRA, SEP IRA, SIMPLE IRA, Solo) are eligible for direct rollover. Ask your IRA custodian for details or any limitations.
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What is the difference between investing in a Precious Metal IRA and owning a Precious Metal ETF?
Investing in a Precious Metal IRA and owning a Precious Metal ETF serve different purposes and come with their own sets of advantages and drawbacks.
- Precious Metal IRA: Ideal for long-term investors, this option allows you to invest in physical precious metals, which are stored in an IRS-approved depository. You won't be able to take physical possession of the metals without incurring penalties and taxes, but you do have the reassurance of owning a tangible asset. These IRAs also come with storage costs and possibly other fees.
- Precious Metal ETF: More suited for traders or those looking for short-term gains, ETFs are paper instruments that track the price of the metal but don't require you to store or insure physical metals. This offers greater liquidity and the option to move in and out of markets more quickly. However, because you don't own the physical metal, you take on counterparty risks.
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Can I have more than one IRA?
Yes. An investor may have multiple IRAs, but no matter how many you have, your total annual contribution limits remain the same.
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What is the difference between a rollover and a transfer?
Understanding the nuances between a rollover and a transfer is crucial for effective retirement planning. Here’s a simplified guide to help you distinguish between the two:
Transfer:
- What it is: A Transfer involves moving funds directly from one similar account to another, such as from one IRA to another IRA.
- Custodian Role: The funds move directly from the current custodian to the new custodian without you having to touch the money.
- Implications: Transfers are not reportable events.
- Time Frame: Transfers usually take around 5-7 business days to complete.
Rollover:
- What it is: A Rollover is the process of moving funds from a qualified plan, typically a 401(k), into a different type of qualified account like an IRA.
- Types of Rollovers:
- Direct Rollover: Funds move directly from the old account to the new account.
- Indirect Rollover: Funds are distributed to you, and you have 60 days to deposit them into another qualified account.
- Time Frame: Rollovers generally take longer than transfers, often requiring 10-15 business days.
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What Types of Precious Metals Can I Invest in Through My IRA?
When it comes to diversifying your IRA with precious metals, you have several options available. The metals and forms they can take are regulated by the IRS, ensuring their purity and quality. Here are the options:
Gold
- Coins: Your IRA can hold one, one-half, one-quarter, or one-tenth ounce U.S. gold coins.
- Bullion: Certain types of gold bullion are also permitted.
Silver
- Coins: Investment is limited to one-ounce silver coins minted by the U.S. Treasury Department.
- Bullion: Specific types of silver bullion are eligible.
Platinum and Palladium
- Coins: Certain platinum coins are eligible for inclusion in your IRA.
- Bullion: Both platinum and palladium bullion can be included, provided they meet IRS purity standards.
Eligible Products
make the selection process easier for you, we have compiled a list of IRA-eligible products. Simply click on this link to view them
Managing Your APMEX IRA
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Can I transfer money from an existing IRA account to fund another IRA without incurring any tax penalties?
If you already have an IRA account, then you can transfer some or all of the account to a precious metals custodian to invest in precious metals. Just complete a simple form with your custodian and they will take care of the process.
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Is there a minimum dollar amount when I wish to sell my IRA Precious Metals back to APMEX?
Yes, our minimum purchase for all sales to APMEX is $1,000.00 (USD).
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Does APMEX have a minimum dollar amount for an IRA purchase?
Yes, the minimum purchase from APMEX for an IRA is $2,000.00 (USD).
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Types of Forms Needed for IRA Transfer
- Transfer Request Form: This is the primary document needed to initiate the process. It will require information about your existing IRA account, the custodian, and the amount you wish to transfer.
- Account Opening Form for the New IRA: If you're opening a new IRA with a custodian, you'll need to complete an application form to establish the new account.
- Customer Identification Documents: Many custodians require additional documentation to verify your identity, which can include a copy of your driver's license or other government-issued identification.
- Investment Direction Form: If you're moving the IRA to a specialized account like a Precious Metals IRA, you may need to fill out an investment direction form specifying your investment choices.
- Additional Paperwork: Some custodians might have specialized forms depending on the type of assets in the IRA.
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When will I be eligible for distributions from my IRA?
At the age of 59 1/2, the beneficiary of an IRA may begin receiving penalty-free distributions from their account.
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How do I add funds to my IRA account?
Adding funds to your IRA trading account is a crucial step in your investment journey.
There are three primary methods to do so:
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Rollover from Employer Plans
Eligibility: This option is usually available if you have left your employer or have reached the age of 59½. It is not typically an option while you are still employed with the sponsoring employer.
Investment Options: Great for diversifying into investment options not available in your employer's plan, such as precious metals.
Cost: Generally, there is no cost to move funds, but always verify with the plan provider.
Tax Status: The transferred money retains its tax-advantaged status.
Initiation: You initiate the rollover with the plan you're transferring funds from.
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Transfer from an Existing IRA
Eligibility: If you already have another IRA account.
Process: Complete a simple transfer form with our custodian, who will handle the rest.
Duration: Typically completed in 5-7 business days.
Frequency: No limit on the number of transfers per year.
Tax Status: Transfers are tax-free and not reportable on your tax return.
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Direct Contributions
Eligibility: Depending on IRS limits.
Tax Status: May be tax-deductible; proceeds may be tax-free in a Roth IRA.
Need Help?
Our custodian partners are available to guide you through the process of choosing the IRA type and funding method that best suits your needs.
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Everything is clear and easy to understand.