Invest in your Future: Precious Metals IRA

Investing in physical Gold, Silver, Platinum and Palladium can provide protection against major financial shocks by creating a strategically balanced investment portfolio. A common misconception is that investors must have available cash on hand in order to finance a Precious Metals IRA. However, all you need is an existing IRA or an employer 401(k).

Precious Metals give your retirement portfolio the benefit of:

  • A hedge for purchasing power – When inflation devalues paper currency, the relative purchasing power of Gold and Silver generally remains intact.
  • Insurance for other investments – Precious Metal values generally move independently of stocks, bonds and Treasury bills, making them a possible hedge against unstable markets and balancing your portfolio.

APMEX helps you get the most from a Precious Metals IRA. Whether it is a Gold IRA or a Silver IRA, we have you covered. We have specialists dedicated to helping you every step of the way. They can be reached at (800) 375-9006 or at

Shop IRA Products
silver eagles stack

How to get started

open a custodian account

1. Open a custodian account

The IRS requires that you keep your IRA Precious Metals in a custodian account. The custodians listed below have working relationships with APMEX and offer high quality, reliable service that we value.

fund the account

2. Fund the account

Once you have opened a custodian account, you can fund a new account, or transfer or roll over an existing IRA or former employer 401(k). If you have any questions, please contact an APMEX IRA Specialist at (800) 375-9006.

purchase approved products

3. Purchase approved products

Once your account is funded, call APMEX and purchase IRA-eligible bullion products. We will lock in the prices at that moment and provide you with all the information you need to complete the transaction.

Invest in your future with precious metals

Investing in physical Gold, Silver, Platinum and Palladium can provide protection against major financial shocks and help you create a strategically balanced investment portfolio. APMEX believes this is important for any investor, so we want this process to be as simple as possible. Getting your Precious Metals IRA started is easy as 1-2-3.

First, open a custodian account, which is required by the IRS. Second, fund your account using new funds or roll over an existing IRA or former employer 401(k). Third, purchase IRA-approved products to add to your account. That's it! APMEX provides help at every step of the way. Start securing your future with a Precious Metals IRA now.

For products to qualify for a Precious Metals IRA, they must meet minimum fineness requirements as set by the IRS. Gold must be at least .995 fine (the Gold American Eagle is the only exception) while Silver must be at least .999 fine. All Platinum and Palladium must be at least .9995 fine. APMEX makes it easy to shop IRA-eligible products.

Because your IRA may be your most important investment portfolio, there are a few basics you will want to keep in mind. Starting early is important, as you will have more savings when it comes time to retire. Be sure to discuss tax benefits with your financial adviser or IRA Custodian. Finally, remember to diversify, which is just as important in a retirement fund as it is in any investment portfolio.

Download PDF
gold stack

Gold & Silver IRA Custodians

the entrust group

The Entrust Group

555 12th Street #1250

Oakland, CA 94607

Toll Free: 877.545.0544

Fax: 775.850.9118
Entrust Group Application
goldstar trust

Goldstar Trust

P.O. Box 719

Canyon, TX 79015

Toll Free: 800.486.6888

Fax: 806.655.2530
GoldStar Trust Application
kingdom trust

Kingdom Trust Company

1105 State Route 121 N

Suite B Murray, KY 42071

Toll Free: 888.753.6972

Fax: 270.226.1001
Kingdom Trust Application
strata trust company

STRATA Trust Company

7901 Woodway Drive, Suite 200

Waco, TX 76712

Toll Free: 866.928.9394

Fax: 512.495.9554
Strata Trust Application
equity institutional

Equity Institutional

1 Equity Way

Westlake, Ohio 44145

Toll Free: 855.859.7609

Fax: 440.815.2484 Equity Institutional Application

Selling back to APMEX

Just like with the rest of our business, we are always available to buy back Gold and Silver products from your Precious Metal IRAs. If you don’t already have an APMEX account, you will need to create one, then contact our helpful IRA Specialists at (800) 375-9006. We will confirm your holdings with your selected custodian and complete the transaction. That’s all there is to it! We work with your IRA custodian to make the process of selling your Precious Metals IRA holdings to us just as easy as buying from us.

easy buy back

Frequently asked questions

Can I have more than one IRA?

Yes. An investor may have multiple IRAs, but no matter how many you have, your total annual contribution limits remain the same.

Can I transfer money from an existing IRA account to fund my Precious Metal IRA without incurring any tax penalties?

Yes. If you have an existing IRA or 401(k), the easiest way to set up a new Precious Metal IRA is by transfer. You can transfer the amount you want to invest in a new IRA and there are no tax penalties. Your IRA custodian knows exactly how to do this and will facilitate the process.

What types of IRAs are eligible to transfer or rollover?

All IRAs (Traditional IRA, Roth IRA, SEP IRA, SIMPLE IRA, Solo) are eligible for direct rollover. Ask your IRA custodian for details or any limitations.

Can I open a new Silver or Gold IRA with a contribution?

Yes, you can open a new IRA with a contribution and your annual contribution limit remains the same.

Does APMEX have a minimum dollar amount for an IRA purchase?

Yes, the minimum purchase from APMEX for an IRA is $2,000 (USD).

Is there a minimum dollar amount when I wish to sell my IRA Precious Metals back to APMEX?

Yes, our minimum purchase for all sales to APMEX is $1,000 (USD).

What is the difference between investing in a Precious Metal IRA and owning a Precious Metal ETF?

ETFs, or exchange traded funds, are most popular with traders and investors who need to quickly move in and out of markets. Physical metals are favored by those who buy and hold. If you own the physical metal, you always have the option of taking possession of the actual metal, while an ETF is a paper instrument with counterparty risks.

View all of our Frequently Asked Questions.

 (0)

There are no items in the cart.