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Precious Metals IRA

Consider weakening currencies, international tensions and natural disasters in a world where light-speed communications can turn any geopolitical murmur into a major shock to the financial system. Physical Gold, Silver, Platinum and Palladium provide protection against these major financial shocks by creating a strategically balanced investment portfolio. Precious Metals give your retirement portfolio the benefit of:

  • A hedge for purchasing power When inflation devalues paper currency, the relative purchasing power of Gold and Silver generally remains intact.
  • Insurance for other investments Precious Metals values generally move independently of stocks, bonds and Treasury bills, making them a possible hedge against unstable markets and keeping your portfolio balanced.

A Precious Metals IRA is a Self-Directed IRA. You can invest in your choice of IRA-approved products. APMEX specialists are available to help you diversify your assets into a Precious Metals portfolio. Any profits from the sales of your investments can be tax deferred, just like any profits from any IRA, as long as you keep the proceeds from your sale with your custodian for reinvestment or transfer the proceeds to another IRA account.

APMEX helps you get the most from a Precious Metals IRA. We have specialists dedicated to helping you every step of the way. They can be reached at (800) 418-0235 or by email at

How To Get Started

Open a custodian account for your Gold IRA and Silver IRA.

Open A Custodian Account

The IRS requires that you keep your IRA Precious Metals in a custodian account. The custodians listed below have working relationships with APMEX and offer high quality, reliable service that we value.

Fund your new Gold IRA and Silver IRA

Fund The Account

Once you have opened a custodian account, you can fund a new account, transfer or roll over an existing IRA or former employer 401(k). Any questions, please contact an APMEX IRA Specialist at (800) 418-0235.

Purchase APMEX Gold IRA and Silver IRA products.

Purchase Approved Products

Once your account is funded, call APMEX and purchase products for your IRA. We have many bullion products that qualify for a Precious Metals IRA.

Precious Metals IRA (2:38)

Did you know you could have more than one IRA? Or how easy it is to set up an IRA just for Precious Metals? See how easy it is to set up a new IRA or roll over funds from an existing IRA or 401(k).

Silver IRA and Gold IRA Investing Video

Gold IRAs can use Entrust Group as a custodian The Entrust Group 555 12th Street #1250
Oakland, CA 94607
Toll Free: 877.545.0544
Fax: 775.850.9118
Gold IRA’s can use Self Directed IRA Services, Inc. as their custodian. Self Directed IRA Services, Inc. 7901 Woodway Drive, Suite 200
Waco, TX 76712
Toll Free: 866.928.9394
Fax: 512.495.9554
Silver IRA’s and Gold IRA’s can use Goldstar Trust Company Goldstar Trust Company P.O. Box 719
Canyon, TX 79015
Toll Free: 800.486.6888
Fax: 806.655.2530
Alternative Custodian company for Gold IRA and Silver IRA Equity Institutional P.O. Box 451159
Westlake, OH 44145
Toll Free: 800.955.3434
Fax: 440.366.3750
Trusted Gold IRA and Silver IRA custodian provider. New Direction IRA, Inc. 1070 W. Century Drive, Suite 101
Louisville, CO 80027
Toll Free: 877.742.1270
Fax: 303.665.5962
Take control of your Gold IRA and Silver IRA by using The Kingdom Trust Company Kingdom Trust Company Sioux Falls, SD, Chicago, IL, Murray, KY
Toll Free: 888.753.6972
Fax: 270.226.1001

Can I have more than one IRA?
Yes. An investor may have multiple IRAs, but no matter how many you have your total annual contribution limits remain the same.

Can I transfer money from an existing IRA account to fund my Precious Metal IRA, without incurring any tax penalties?
Yes. If you have an existing IRA or 401(k), the easiest way to set up a new Precious Metal IRA is by transfer. You transfer the amount you want to invest in a new IRA, and there are no tax penalties. Your IRA custodian knows exactly how to do this and will facilitate the process.

What types of IRAs are eligible to transfer or roll over?
All IRAs (Traditional IRA, Roth IRA, SEP IRA, SIMPLE IRA, Solo) are eligible for direct roll over. Ask your IRA custodian for details or any limitations.

Can I open a new IRA with a contribution?
Yes, you can open a new IRA with a contribution, and your annual contribution limit remains the same.

Does APMEX have a minimum dollar amount for an IRA purchase?
Yes, the minimum purchase from APMEX for an IRA is $2,000 (USD).

Is there a minimum dollar amount when I wish to sell my IRA Precious Metals back to APMEX?
Yes, our minimum purchase for all sales to APMEX is $1,000 (USD).

What is the difference between investing in a Precious Metal IRA and owning a Precious Metal ETF?
ETFs, or exchange traded funds, are most popular with traders and investors who need to quickly move in and out of markets. Physical metals are favored by those who buy and hold. If you own the physical metal you always have the option of taking physical possession of the actual metal, while an ETF is a paper instrument with counterparty risks.

For more information, download our IRA pdf or talk to one of our IRA Specialists by phone at (800) 418-0235 or by email at

Contact Us: 800.418.0235

This section is for informational purposes only and is not to be relied on as a recommendation or an offer to buy, hold or sell any product or service to which this information may relate. While the information is obtained from sources we believe to be reliable, we do not guarantee that it is accurate or complete. While physical Precious Metals may offer benefits not associated with other asset classes, they may be subject to storage, liquidity, accessibility, price volatility and other issues that should be considered in determining suitability as an investment. All investors should make their own determination of whether or not to make any investment, based on their own respective independent evaluation and analysis. All APMEX orders, purchases and sales, if any, are subject to the terms of the User Agreement and other applicable policies.

APMEX has identified five primary reasons why an investor purchases Precious Metals:
  • - Wealth protection
  • - Wealth accumulation
  • - Portfolio diversification
  • - Hedge against governments, big business & economic/currency collapse
  • - Coin collecting
With APMEX, there are two ways to own Precious Metals:
  • - Buy to hold (buy, take delivery or use secure storage)
  • - Self-directed IRA (use retirement funds, metals held in a depository on your behalf)
A self-directed IRA is an IRA that allows non-traditional assets such as Precious Metals to be held as the investment. Some brokerage companies may allow for a self-directed option, but may not allow alternative investments like physical metals.
Precious Metals in a self-directed IRA:
  • - May be the best option for the individual investor as they allow you to strategically balance your portfolio.
  • - May help to create a balanced portfolio, due to Gold’s negative correlation to the stock market.
  • - Provide what many consider the fourth asset class (Gold) working in conjunction with traditional stocks, bonds and cash.
  • - Help your portfolio achieve what many analysts recommend: a 4-12% allocation in Gold and Silver.
A self-directed IRA provides:
  • - All the benefits of other IRAs.
  • - Alternative investments in assets such as Precious Metals that other IRAs do not allow.
  • - The owner control of their IRA.
  • - BULLION: Value of the coin, bar or round is based solely on the metal content.
  • - SEMI-NUMISMATIC: Coins that have value based on both their metal content and their potential collectible value.
  • - NUMISMATIC: Coins with prices that depend more on factors such as rarity, condition, dates and mintmarks than on their Precious Metal content.
Product Highlights for Precious Metals IRAs:
  • - Primarily funded with bullion.
  • - Minimum fineness requirements as set by the IRS:
    • Gold: .995 fine (American Gold Eagle is the only exception)
    • Silver: .999 fine
    • Platinum: .9995 fine
    • Palladium: .9995 fine
  • - The only semi-numismatic coins allowed are Proof American Eagles in Gold, Silver or Platinum.
  • - Numismatic coins are not IRA acceptable.
  • - APMEX is able to work with any and all IRA Custodians who offer a Precious Metals IRA.
  • - Transfer an existing IRA or former employer 401(k).
  • - Roll over an existing IRA or 401(k).
  • - Contribution(s).
  • - Once your account is funded, call APMEX and purchase products for your IRA. You choose the metals you want. We then lock in a price and give you all the information you need to complete the transaction.
  • - The custodian will provide payment to APMEX from your account and APMEX will ship your metals to a depository.
  • - If you do not have a custodian, we can recommend several custodians that have served our customers well.
  • - With the help of your self-directed custodian or administrator, you may transfer all or part of an existing IRA.
  • - An investor may have more than one IRA account, but the maximum annual contribution remains the same.
  • - You cannot contribute bullion coins you already own to your Precious Metals IRA.
Buying through APMEX allows for:
  • - Competitive pricing, which increases the value of your investment.
  • - A dedicated IRA Specialist to help you understand your options and walk you through the process.
  • - Transparency of buying and selling as you see our Buy Price (the price we would pay you if you were selling) and the Sell Price (the price you pay us) on our website.
  • - No additional fee for purchasing IRA products through APMEX – the price you see is the price you pay.
  • - A large selection of IRA approved products —you can choose the products that make sense for your portfolio.

Keep in mind that for products to qualify for a Precious Metals IRA, they must meet minimum fineness requirements as set by the IRS (the Gold American Eagle is the only exception).

  • Gold: .995 fine
  • Silver: .999 fine
  • Platinum: .9995 fine
  • Palladium: .9995 fine

3 Basics of Retirement Planning

Because your IRA may be your most important investment portfolio, you will want to...

  • Start Early

    • You will have more savings available when it comes time to retire.

  • Take advantage of tax benefits

    • Discuss with your accountant, financial advisor or IRA Custodian.

  • Diversify

    • This is as important in a retirement fund as it is in any investment portfolio.

Precious Metals IRA

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